By now you probably know that I consider myself a passive investor. That said, is there ever a time when it makes sense to be an active investor so you can squeeze out a greater percentage on that return? That’s the question from Ben in Indiana on the latest BONUS call.

It’s one thing to have a retirement plan in place, but once it’s established, you need to tweak and modify it as the years go by, hence the need for regular financial checkups. That’s the case today with Jeff who first called me five years ago.

You’ve done a great job with your retirement plan and a great job of saving. But now you’re thinking about worst case scenarios. What happens if there’s another recession? Will I lose everything? Is my current allocation too aggressive? That’s the scenario on the latest bonus call with Bob from Philadelphia.

For years and years you’ve been the sole breadwinner. Now your spouse is back in the workforce and there’s a surplus of money flowing in. What should you do with it? That’s the good problem facing John from North Carolina.

We can do all the planning we want in life, but sometimes things just happen, including the sudden loss of a loved one. That’s the case with Steve from Cleveland who is trying to navigate things after the loss of his father.