Bonus Call: When to Use Bonds

You’re saving and saving and saving for retirement. Most of it is in stocks…but what about bonds? Do you need them and what’s the best way to start mixing them in? That’s what we chatted about with Dee from Seattle on the latest bonus call.

Bonus Call: What to Do with Old 401(k)

Unless you’re only going to work for one employer, which is exceedingly unlikely, chances are you’re going to have some old retirement plans out there. What should you do with them? Leave where they are? Roll into the new plan? Consolidate? That’s the question from Lisa in New Jersey on the latest bonus call.

Bonus Call: Should I Buy an Annuity?

Michael in Illinois is considering a Qualified Longevity Annuity Contract. What are the pros and cons he should keep in mind when it comes to a QLAC? That’s the discussion on the latest bonus call.

Bonus Call: Investing Extra Money

You just sold a piece of real estate and walked away with 75 grand. What should you do with it? Is paying down another mortgage the best option? That’s the question from John in Houston on the latest BONUS call.

Bonus Call: Active vs Passive Investing

By now you probably know that I consider myself a passive investor. That said, is there ever a time when it makes sense to be an active investor so you can squeeze out a greater percentage on that return? That’s the question from Ben in Indiana on the latest BONUS call.

Bonus Call: Retirement Plan Checkup

It’s one thing to have a retirement plan in place, but once it’s established, you need to tweak and modify it as the years go by, hence the need for regular financial checkups. That’s the case today with Jeff who first called me five years ago.

Bonus Call: Protecting Your Retirement Plan

You’ve done a great job with your retirement plan and a great job of saving. But now you’re thinking about worst case scenarios. What happens if there’s another recession? Will I lose everything? Is my current allocation too aggressive? That’s the scenario on the latest bonus call with Bob from Philadelphia.

Bonus Call: How to Invest Extra Money

For years and years you’ve been the sole breadwinner. Now your spouse is back in the workforce and there’s a surplus of money flowing in. What should you do with it? That’s the good problem facing John from North Carolina.

Bonus Call: Planning After a Sudden Loss

We can do all the planning we want in life, but sometimes things just happen, including the sudden loss of a loved one. That’s the case with Steve from Cleveland who is trying to navigate things after the loss of his father.

Bonus Call: Can I Retire Early?

47 years old and looking to retire in the next four years or so…can he do it? That’s the question from Michael in New York on the latest BONUS call. I know one thing…he better be sitting on a pile of money!